Some happily retire early voluntarily. However, for some, early retirement is forced upon them by their employer due to cuts. This could also be due to bad health.

Whatever your financial situation is, successful retirement always depends upon thorough planning, and if retirement strikes early, having plans could make the difference in you having a happy future.

You could top up your pension, have a look at an investment portfolio, and make plans for critical illness, and long-term care for when you are older.