After the first free consultation, you decide if you either want to pay us a fee or if we get paid out of any financial product you buy (Adviser remuneration).

So everything is fair, we will always tell you about any advisor remuneration we earn, and it will be taken into account in working out our fee.

Adviser remuneration is usually paid either by deduction from product i.e. is deducted from the initial investment or by a separate fee paid by the investor. The choice is the investors. The amount is based on a percentage of the premiums payable or sums invested.

Usually, fees are agreed in advance. Fees can have an additional VAT charge (where applicable) we will advise.

No matter what, no money will be taken off you without a prior notification in writing.